Employee Benefit Plans

The A.I. Group is dedicated to offering the widest array of group plans, products, and services available in the market.
We offer the following Group Plans and Products:  

  • Group Medical
    • Fully insured
    • Partial self funding
    • Alternative funding
    • Administrative Services Only (ASO)
    • Captive Medical Plans
  • Group Dental
    • Fully insured
    • Self funded
  • Vision
  • Wellness Programs
    • Stand Alone
    • Integrated with Medical
  • Stop Loss Insurance
  • Group Life
  • Group Accidental Death & Dismemberment
  • Supplemental AD&D
  • Voluntary Group Term Life
  • Dependent Term Life
  • Short Term Disability
  • Long Term Disability
  • Business Travel Accident
  • Expatriate Medical Benefits
  • Medical Benefits Abroad – Short Term
  • Employee Assistance Plans (EAP)
  • Flexible Spending Accounts (FSA)
  • Healthcare Savings Accounts (HSA)
  • Healthcare Reimbursement Accounts (HRA)
  • Retiree Health Funding Alternatives
  • 401(k) and 403(b) Plans
  • 529 Plans
  • Long Term Care
  • Voluntary Products
    • Accident
    • Hospitalization
    • Critical Illness / Cancer
    • Limited Benefit (Mini-Med) Medical Programs
    • Individual Permanent Life
    • Legal Plans
  • Special Industry Association Plans
    • Home Builders
    • Hospital Employee Benefit Association
    • Other
  • Executive Benefits
    • Additional LTD
    • Additional Life
    • Key Man Life
    • Key Man Disability
    • Buy/Sell Life
    • First to Die
    • Corporate Owned Life Insurance
  • Fee Based Financial Planning

We provide the following related services:

  • Carrier Eligibility Maintenance (New Hires, Life Events, Changes, Terminations)
  • Benefits Enrollment (on-site meetings, live webinars, pre-recorded presentations, on-line enrollment applications, hard copy forms, etc.)
  • Employee Benefit Statements
  • Custom Employee Communications and Education Materials
  • Employee Help Desk
  • COBRA Administration
  • Claims Resolution Specialist
  • Claims Experience Analysis and Reporting
  • Utilization Reporting (for self-funded groups)
  • Wellness Program Consultation and Event Coordination
  • Employee Surveys
  • Benchmarking
  • Data Analysis
    • Claims
    • Budgeting
    • Contribution Modeling
  • Online Technology Solutions
  • FMLA, HIPAA, and other legislative assistance
  • Dependent Eligibility Audits
  • Premium Audits/Billing Reconciliation
  • Payroll Audits